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Interest
Rates - Loan Products SPECIAL VEHICLE LOAN RATE (LIMITED TIME ONLY)
Up to 60 months new or used *2004 MODEL YEAR AND NEWER 2004-2008 New and Used Vehicles 2007-200 Automobiles Only 2000-2003 Vehicles Motorhomes, Conversion Vans, RV's, Travel Trailers, and Boats Share Secured Loans Signature Loans / $2000.00 Maximum Loan New Furniture, Appliances, Misc. (20% Equity) Revolving Line of Credit / $4000.00 Maximum Loan Line of Credit Payment Schedule All Rates Effective Beginning December 11, 2007 2004 Through 2008 New and Used Vehicles 60 Months No Equity 6.50% (19.66) 10% Equity 6.50% (19.61) 20% Equity 6.50% (19.56) 25% Equity 6.50% (19.52) 48 Months No Equity 6.50% (23.64) 10% Equity 6.50% (23.62) 20% Equity 6.50% (23.57) 25% Equity 6.50% (23.48) 36 Months No Equity 6.50% (30.62) 10% Equity 6.50% (30.58) 20% Equity 6.50% (30.44) 25% Equity 6.50% (30.40) 24 Months No Equity 6.50% (44.49) 10% Equity 6.50% (44.40) 20% Equity 6.50% (44.11) 25% Equity 6.50% (44.00) 2007
and 2008 Automobiles Only
2003 Vehicles 52 Months No Equity 9.00% (22.98) 48 Months No Equity 8.75% (24.77) 36 Months No Equity 8.50% (31.57) 24 Months No Equity 8.25% (45.34) 2002 Vehicles 48 Months No Equity 9.00% (24.88) 36 Months No Equity 8.75% (31.68) 24 Months No Equity 8.59% (45.45) 2001 Vehicles 48 Months No Equity 11.00% (25.84) 36 Months No Equity 10.74% (32.62 24 Months No Equity 10.55% (46.40) 2000 Vehicles 36 Months No Equity 11.50% (32.97) 24 Months No Equity 11.25% (46.72) Vehicles 1999 and Older / on Approved Credit Term 36 Months Rate 12.80% plus title (33.59) Term 24 Months Rate 12.80% plus title (47.43) *2002 VEHICLES $10,000 OR MORE, A VAN, OR A 4x4 WITH VALUE. Motorhomes, Conversion Vans, RV's, Travel Trailers
Boat Loans
** A certified appraisal / survey will be required on all financing of $7,500.00 or more. Financing under $7,500.00 will use NADA valuation. Please note - This appraisal/survey can be used for insurance purposes. First Choice Community Credit Union will order the appraisal/survey from our approved certified appraisers. Any other appraisal already completed must be approved by our credit committee before financing can be secured. Mobile Homes (Require 20.00% down payment)
Share Secured Loans 3.00% above interest rate paid on pledged collateral Signature Loans / $2000.00 Maximum Loan Up to 24 Months No Equity 18.00% New Furniture, Appliances, Misc. (20% Equity) Up to 36 Months 20% Equity 16.00% Revolving Line of Credit / $4000.00 Maximum Loan Up to 48 Months No Equity 13.99% Line of Credit Payment Schedule
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