FIRST CHOICE COMMUNITY CREDIT UNION
LOAN PRODUCTS.
RATES AS OF 6/25/12
NEW AND USED CARS *APR/ANNUAL PERCENTAGE RATE
| 2008 TO 2012 |
3.25%* |
UP TO 60 MONTHS |
| 2011 TO 2012 |
3.75%* |
UP TO 66 MONTHS |
| 2011 TO 2012 |
3.95%* |
UP TO 72 MONTHS |
USED CARS
|
52MO |
48MO |
36MO |
24MO |
| 2007 |
4.00% |
4.00% |
4.00% |
4.00% |
| 2006 |
|
4.00% |
4.00% |
4.00% |
| 2005 |
|
4.00% |
4.00% |
4.00% |
| 2004 |
|
|
6.00% |
6.00% |
| 2003 |
|
|
6.00% |
6.00% |
| OR OLDER |
|
|
6.00% |
6.00% |
MOTORHOMES, CONVERSION VANS, RV'S, TRAVEL TRAILERS
|
10% DOWN |
20% DOWN |
| UNTITLED (UP TO 120 MO.) |
7.00% |
6.50% |
| TITLED (UP TO 96 MO.) |
8.25% |
8.00% |
BOATS
|
10% DOWN |
20% DOWN |
| UNTITLED (UP TO 120 MO.) |
7.00% |
6.50% |
| TITLED (UP TO 120 MO.) |
8.25% |
8.00% |
MOBILE HOMES
|
20% DOWN PAYMENT (REQUIRED) |
| UNTITLED( UPTO 60 MO.) |
10.00% |
| TITLED (UP TO 60 MO.) |
11.00% |
REVOLVING LINE OF CREDIT
• UP TO 48 MONTHS 13.99%
| BALANCE |
PAYMENT LEVEL |
PAYMENT LEVEL W/INSURANCE |
| $200-$500 |
$13.66 |
$14.53 |
| $501-$1000 |
$27.32 |
$29.06 |
| $1001-$1500 |
$40.98 |
$43.59 |
| $1501-$2000 |
$54.63 |
$58.12 |
| $2001-$2500 |
$68.29 |
$72.65 |
| $2501-$3000 |
$81.95 |
$87.18 |
| $3001-$3500 |
$95.61 |
$101.71 |
| $3501-$4000 |
$109.27 |
$116.24 |
SIGNATURE LOAN
• UP TO 24 MONTHS $2,000.00 MAX LOAN 18.00%
SHARE LOAN
• UP TO 60 MONTHS 3.00% ABOVE INTEREST RATE ON THE PLEDGED COLLATERAL
NEW FURNITURE, APPLIANCES AND MISC.
• UP TO 36 MONTHS 16.00% 20% EQUITY