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First Choice Community Credit Union, Inc.

Rates
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First Choice Community Credit Union, Inc. - Saving Certificates

Saving Certificates
Rates effective as of 08/01/2014                                                                      *APY/ANNUAL PERCENTAGE YIELD
Account Type

 Rate

APY

Minimum
Deposit

1 Month Certificate of Deposit
3 Month Certificate of Deposit
6 Month Certificate of Deposit
12 Month Certificate of Deposit
18 Month Certificate of Deposit 
24 Month Certificate of Deposit
36 Month Certificate of Deposit 
60 Month Certificate of Deposit

12 Month Individual Retirement Account
24 Month Individual Retirement Account
36 Month Individual Retirement Account
60 Month Individual Retirement Account 
120 Month Individual Retirement Account 
Accumulative IRA
N/A
N/A
.15
.22
.30
.40
.45
1.00
 
.22
.40
.45
1.00
N/A
N/A
N/A
.15
.22
.30
.40
.45
1.00
 

 
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
$500.00
 
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$1,000.00
$50.00

** There is a 90 day penalty for early withdrawal which could reduce the potential earnings on your certificate.

** Accrued dividends will not be paid if certificate accounts are closed before the accrued dividends are paid.


Calculation of dividends on certificates

Dividends are calculated using the Daily Balance Method. A daily periodic rate is applied to your account each day and dividends will begin to accrue on the business day you deposit both cash and noncash deposits to your account.


Minimum Balance
Share Draft
Share Account
Christmas Club
.05
.10
.25
$500.00
$500.00
$50.00

These rates are subject to change without notice. All rate information should be confirmed with First Choice Community Credit Union. before entering into transactions. For more information concerning rates, terms, and fees, contact FCCCU at (330) 652-3887.
 

 

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